Auto Credit Finance

Car Credit Des Moines

Visit our Carn Finance Center in Iowa!

IA Ford Credit

2012 Ford F150 FinanceIf you are shopping for your next vehicle, the chances are you will be getting a finance loan.  One of the most important aspects of any loan is the interest rate.  So what determines an interest rate?  There are a few factors: your lender, loan-term length, and your credit rating. Loan-term length is very important. When automakers introduced zero percent financing to keep cars selling, they were only offered on two- and three-year loans. Now, many automakers are offering zero percent financing on five-year loans. In general, though, longer loans come with higher interest rates.  Borrowers with better credit get lower rates.

Ford Auto Finance Des Moines

Our Ford finance center works with many of the area lending sources to offer customized auto loans and leases. This means we are able to provide you with a great low rate on your car loan in the Des Moines, Ankeny, and Johnston Iowa area, even if you have less than perfect credit. Our dealership works with several financing institutions to bring you competitive rates and terms on vehicle financing. We offer flexible rates, terms, and payments so that you can obtain the loan or lease that fits you best. The rate in your individual financing package is influenced by a number of factors including your credit history, the term of your loan or lease, the amount financed, and the residual value of the vehicle you lease. Financing through our dealership lets you enjoy a quick, competitive, and straightforward way of getting your new vehicle. Fill out our online finance application to get the car loan process started today!

Bad Credit Car Loans IA

It is a common misconception that people with bad credit ratings cannot get a car loan. There are millions of people in the United States alone with bad credit ratings. Getting a bad credit car loan is not as unthinkable and unimaginable as it used to be. A bad credit loan on the other hand is a convenient and often, life saving way to go ahead and get the car despite having a bad credit history. Our Finance Team is committed to helping our Customers with their Credit Approval needs. We are able to provide many Finance options for your new or used vehicle. Good Credit, Bad Credit, No Credit… We are here to help! Visit our Financing Options page to learn which loan options will suit you best.